Look forward to extra retirement income Retirement

Whether drilling, attending Annual Training or spending time in an Active Duty role, your time served as a Navy Reservist counts toward Navy Reserve retirement. Learn how you accumulate retirement points, how duty status factors in and how much retirement income you may expect to receive.

As a Reservist, you will become eligible for retirement pay at age 60, following 20 years of qualifying service (Active Duty with Reserve or Reserve alone).

  • For those serving now or those who have served before: The Reserve presents a great way to make the most of the time you’ve already invested.
  • For those who have never served: The Reserve presents the opportunity to earn a generous retirement package in addition to other substantial benefits.

Retirement benefit amounts vary, depending on individual pay grades and total Active Duty and Reserve time. If a Reservist dies before reaching age 60, an optional Survivor Benefit Plan will provide an annuity to eligible beneficiaries.

Reserve Benefits Guide

Looking for more in-depth information about specific benefits?