Enjoy more than just a paycheck Income Enhancements

In addition to competitive pay, there are many other important financial incentives that you can take advantage of as a Reservist. Everything from home loans to tax breaks to travel perks. Get details on the various income enhancements that also factor into overall compensation.

Income Tax Deductions

The Internal Revenue Service allows you to deduct certain travel, uniform items and other expenses incurred as a direct result of performed drills or Annual Training from your income taxes.

Tax-free Shopping Privileges

With access to Navy Commissaries (grocery stores) and Exchanges (department stores), you and your family can benefit from savings on purchases of all kinds – from food to clothing to electronics.

Travel Perks

In addition to your two-week Annual Training, you may be eligible to travel on specified government aircraft at no cost on a Space Available (Space "A") basis.

VA Home Loans

If you have six years of honorable service, you may qualify to take advantage of low-interest-rate VA home loans, allowing you to purchase a home potentially with no money down.

Learn more about VA Home Loan eligibility as a member of the Navy Reserve.

Recreational Opportunities

With access to various facilities and military clubs on bases worldwide, you and your family can enjoy a broad range of low-cost or no-cost recreational activities from sports to fitness to entertainment.

Learn more about Fleet and Family Recreation in the Navy Reserve.

Support Services

Among the helpful resources available to Reservists, you and your family can get assistance with everything from career development to personal counseling.

Learn more about Fleet and Family Support in the Navy Reserve.

Child Care Services

Depending on duty status, Reservists may be eligible to utilize Navy Child and Youth Programs that provide developmental child care and youth recreational programs for eligible children.

Learn more about Navy Child and Youth Programs in the Navy Reserve.

Reserve Benefits Guide

Looking for more in-depth information about specific benefits?

Consider Your Service Options.

There are different ways that you can commit to serve in America’s Navy. Full-time service opportunities are also available – allowing you to take advantage of the full range of great benefits.